CoinTrack, home
A household budget app from Poland

Finally see where yourmoney goes.

Set how much you want to spend in each category, add spending as it happens and check what’s left - together with your whole family. At the end of the month you know where the money went, instead of wondering.

Try Plus free for 7 days

No payment card needed.

See how we protect your data ↓

This month

Demo data
Month's balance+PLN 1,284.60
IncomePLN 4,209.60
ExpensesPLN 2,925.00
  • GiftsPLN 365 / PLN 300
  • BillsPLN 1,248 / PLN 1,300
  • FoodPLN 1,312 / PLN 1,800
  • Databases in the EU (Frankfurt)We store your account and budget in Germany.
  • Your budget doesn't know your emailOnly a pseudonym. Your account and budget live in separate databases.
  • We don’t sell dataWe don’t use your financial data for ads.
01 / The problem

A budget is easy to plan. Harder to see it through to the end of the month.

36% of respondents make a budget regularly but don’t always manage to stick to it fully.1

  1. Your bank shows the past.

    It won’t tell you how much you can really put aside this month - across all accounts and cash.

  2. Retyping kills the habit.

    A receipt in your wallet, an entry “for tonight”, and a week later the spreadsheet is out of date.

  3. You don’t know where your finances end up.

    Apps rarely say where they keep your data and who else sees it. We say it plainly - below.

¹ Santander Consumer Bank, “Oszczędny jak Polak 2025” report; IBRiS survey (CATI, n = 1,000 adults in Poland, 18–29 April 2025)

See where your money goes
02 / PricingPrices incl. VAT

7 days of Plus. For free.

Free

PLN 0

Free, no time limit.

  • Monthly budget: a plan for each expense category
  • Savings goals
  • Personal account
  • Export of income and expenses to CSV and xlsx files
Create a free account

You save PLN 33.89 a year (16%)

Plus

aboutPLN 14.17/month

PLN 169.99 paid once for a year

  • Everything in Free
  • Custom expense categories
  • 100 AI messages per month for the whole Family
  • 100 receipt scans per month
  • Bank CSV file import
  • Invite your partner
  • Export of income and expenses to CSV and xlsx files
Try 7 days for free

You save PLN 57.89 a year (16%)

Premium

Recommended

aboutPLN 24.17/month

PLN 289.99 paid once for a year

  • Everything in Plus
  • 300 AI messages per month for the whole Family
  • 500 receipt scans per month
  • Bank CSV file import
  • Invite up to 4 people
  • Export of income and expenses to CSV and xlsx files
Choose Premium
No payment card needed. After 7 days your family moves to Free on its own. No automatic renewal. The Plan ends on its own after the paid period. Withdraw from the contract within 14 days and we refund the full amount.One Plan for the whole family, bought by the family owner · a one-off payment for a month or a year, no automatic renewal · prices incl. VAT
03 / How it works

Three steps to your first plan

  1. 01

    Create an account

    Google or email. 7 days of Plus start when you create a Family - no card.

  2. 02

    Plan the month

    Income, fixed bills and a plan for each category - set once, working every month. You see the surplus you can put aside.

  3. 03

    Add without retyping

    A receipt photo or a message to the assistant (in Plus and Premium). You approve.

Demo · Split your paySample data
How much comes into your account each month?
Fixed bills
PLN 2,350
Plan for other spending
PLN 1,400
Surplus to put aside
PLN 2,250
Demo · Receipt → entrySimulation
PETROL STATION
Diesel 24.1 l152.20
Coffee9.90
TOTAL PLN162.10

See how the assistant reads a receipt.

In the app you send the photo to the assistant in the chat (in Plus and Premium). Nothing is saved without your “Yes”.

Try it with your own numbers - 7 days freeNo card. No bank.
04 / Privacy

How privacy works in CoinTrack

We say plainly what reaches the server, where it is kept and who else sees it. Your account data is kept in a different database from your budget, and the budget database knows you by a random identifier, not by your email.

Data flow
You, in the app
Budget entries
Chat with the assistant and receipt photos
↓ encrypted connection (HTTPS)
the assistant suggests · you approve
The assistant reads only your family’s budget
  • selling data - we don’t
  • AI training - we don’t
CoinTrack databases in the EU (Frankfurt)
Budget and conversations - under a random identifier
separate database
Account: email, name and sign-in methods

External: Google Gemini (AI assistant) · Google (sign-in, if you choose it)

  • 01The assistant reads only your family’s budget
  • 02The assistant suggests entries, you approve them
  • 03The AI assistant and receipt reading run on Google servers in the EU. Neither we nor Google train AI models on your data.
  • 04We don’t sell your data
  • 05Your name and email live in a different database from your budget - we store your spending under a random identifier, not under your name
  • 06We encrypt names, descriptions and conversations with keys in Google Cloud KMS
  • 07Our databases are in the EU (Frankfurt)
Try Plus free for 7 days
05 / Features

Everything a household budget needs

  • 01

    A budget per month

    Salary, rent and subscriptions add themselves.

  • 02

    A plan for each category

    Decide once how much to spend on food or fuel and see every month how much has gone. Custom expense categories - in Plus and Premium.

  • 03

    Goals and net worth

    A down payment, holidays, a safety cushion. How much to save and what you own net.

  • 04

    AI assistant (in Plus and Premium)

    “How much did I spend on food?” - it answers and suggests entries. It can be wrong; it gives no financial advice.

  • 05

    Receipt scanning (in Plus and Premium)

    Send a photo to the assistant - it reads the receipt and suggests expenses. They are saved once you approve them.

  • 06

    Shared budget (in Plus and Premium)

    Invite your partner or housemates. You all see and fill in the same budget.

Try it free - 7 days
Coming soonIn preparation · not part of the current offer

Features in preparation

Features marked "coming soon" are in preparation. They are not part of the current offer or of the Plan price, and we do not know yet when they will be available. Details: Terms of Service § 3(6).

  • Extended forecasts and reports
  • Connected AI Apps (MCP)
  • The Bank Feature - fetching transactions automatically through a licensed AIS provider, without giving us your bank login or password

Let me know when the Bank Feature launches

We will open your email app with a ready message. We will use your address only to tell you about the launch.

06 / Comparison

How we differ from what you use today

  • A plan for each category, set onceYes

    Spreadsheet: by hand · Bank: usually backwards

  • Accounts and cash in one place (manual entries; receipt scans and CSV import in Plus and Premium)Yes

    Spreadsheet: yes, by hand · Bank: usually one

  • No retyping (in Plus and Premium)Yes

    Spreadsheet: no · Bank: yes, from its own account

  • AI assistant that knows your budget (in Plus and Premium)Yes

    Spreadsheet: no · Bank: it varies

Try Plus free for 7 days
07 / FAQ

Questions before you start

No answer here? Write to us.

Try it free - no card needed

Yes. The assistant runs on our server and uses Google’s Gemini model, so the conversation reaches us and Google. We store it in your account, encrypted, so it is there on every device. It is deleted together with your account.

Try it for 7 days. With your own numbers.

No payment card needed.

This monthDemo data
Budget surplusPLN 1,284.60
“Holidays” goal62%
Contact

Got a question? Write.

The maker of CoinTrack answers, not a bot.

contact@cointrack.pl

Contact form

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